A friend sent me this, I don’t know whether its real or not, but there’s probably someone somewhere brave enough to try it! The Stroy is about a bank emailing a man to try and recover the debt by requesting payments which were overdue on his bank account.

This credit crunch is biting everyone hard, fuel prices have come down somewhat, but people are still feeling hte effects of the higher prices recently. Food has also gone way up in price. Since I use public transport as a way of saving money, I’m going to give you a few pointers of other area where everyone can save money in the lead up to christmas, when everyone would love to have some more cash available to spend on the friends and family.

I am a swimmer, and because of that I eat a lot of food! next to rent, that is my biggest outgoing. Over the past two months I have been able to reduce outgoings related to buying food. So here is a few ideas to save money to help you get your groceries on a budget.

1. First of all, be choosey where you shop for your food. If you want to buy cheap food, then your better off going to a large supermarket chain, this doesnt include their mini-supermarkets you get in town, the prices in those shops are always higher. Also you dont have to buy all your food in one place! Shop around, for example potatoes might be cheaper in one shop than another, so plan when  and where you going to shop to make the most of cheaper items available in certain shops.
2. Do not buy ready meals! Unless they are in the reduced section, its always worth having a look at the food which is going out of date that day you can pick up some really good bargains and depending on what it is, you might be able to freeze it and keep it for another time if you already have your meal organised for that night.
3. Buy Value food instead of big name brands. Why buy a loaf of bread at £1.60, when you can get an equallygood loaf of bread for £0.85? Tin of beans…15p instead of 50p. The list goes on. If you get a big bag of rice and pasta, theres a lot of calories in there and should keep you going for a long time.
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